FDIC Temporary Liquidity Guarantee Program
Our institution has elected to participate in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

FDIC deposit insurance is up to $250,000 per depositor.

June 2010 - Security Alert

We have learned that criminals have launched a major e-mail campaign to deploy the infamous ZeuS Trojan e-mail, which will send spam messages disguised as fraud alerts from the Internal Revenue Service (IRS), Twitter account hijack warnings, or salacious Youtube.com videos.

The fraudulent IRS e-mail uses the verbiage “Notice of Underreported Income” as the Subject Line and encourages the recipient to click a hyperlink to review their tax statement. All of the latest e-mails use a variety of URL shortening services.

To help protect against fraudulent activity, Choice Bank strongly recommends that you review Internet security procedures including, but not limited to:

• Ensure that up-to-date antivirus, antispam and antispyware programs are being used.
• Reminder, do not open attachments or download information from unexpected or spam e-mails.

June 2010 - Telephone Scam

Several clients and non-clients have reported receiving fraudulent calls that claim to be from Choice Bank. Such fraudulent calls may request confidential debit card or account information and claim such information is needed to confirm activation of the debit card or account.

Please note that Choice Bank will never contact clients or non-clients to request personal information in this manner. If you receive a call claiming to be from Choice Bank and asking for your personal information, such as listed above, do not reply or give out any of your personal information.

If you have received a call and have provided the requested information, please call the number on the back of your debit card to report the incident and have your card deactivated.

At www.choicebank.com you can find more ways to protect your identity and learn what Choice Bank does to protect your confidential information by reading our Privacy Statement.

Please note: The Oshkosh Northwestern recently reported that the Oshkosh Police Department is informing residents of a phone scam that may be related. The June 11, 2010 story can be found online at http://bit.ly/9FdqbO.

February 2010 - Your Internet Safety

The Bank is aware of various e-mail scams that purport to be from banks and may attempt to get you to install software, go to fake websites, or otherwise provide confidential information via other means to unauthorized parties.

Please note that e-mail is very easy to forge and there is nothing the Bank can do to prevent it from reaching you. Also, there is nothing your e-mail provider can do to prevent forged e-mail, and many other technologies such as anti-virus or anti-spam cannot detect or stop it.

When you receive an e-mail that appears to be sent from the Bank and it is requesting an action on your part, please call us to double check that the e-mail is not fake.

We will never ask you to:

• Install software provided by e-mail.
• Go to a website to enter your personal information, including account numbers, social security numbers, driver's license numbers, date of birth, etc.
• Call a non-local or 800 number to provide personal information as noted above.

As always, if you have any questions or concerns about the updates please feel free to contact Choice Bank directly at (920) 230-1300 or info@choicebank.com.