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Checking at Choice Bank
Experience the benefits of banking with Oshkosh’s fastest growing community bank. Choice Bank checking provides you with free ATM/debit cards, free internet banking, free online bill pay, direct deposit and 24-hour banking by phone.
Use Free ATMs within Choice Banks Network!
Choice Bank is a member of the ATM Access Network, with over 800 fee-free ATMs in Wisconsin and Minnesota.
In the Oshkosh area, you can access the following ATMs free with your Choice Bank debit card.
• 2450 Witzel Avenue
• 2201 Jackson Street
• 16 Washington Avenue
• 400 N. Koeller Street
• 420 S. Koeller Street
• Kwik Trip - 215 W. 20th Avenue
• Kwik Trip - 2400 S. Washburn Street
• Kwik Trip - 2115 Jackson Street
• 908 E. Main Street, Suite F, Winneconne, WI
• 927 East Main Street, Winneconne, WI
• Kwik Trip - 912 E. Main St., Winneconne, WI
Go to www.atmaccess.net for a complete list of eligible ATMs.
Your choice of great checking options, all available with
Choice Extras so you can customize your checking to your life!
Choice Checking
• $100 opening deposit
• No minimum balance
• Unlimited check writing
• ATM/Debit cards
• Customize your checking with Free SMART Extras
(Free Online Banking, Bill Pay and E-Statements)
SMART Checking
This account is specially designed for first time
checking account holders!
• $25.00 opening deposit
• No minimum balance
• Free first box of checks
• Unlimited check writing
• Personal financial tutor
• SMART Saving kit
• ATM/Debit card
• Financial Literacy Library Link
Choice Premier Checking
• $1,000 minimum to avoid monthly fee
• Interest bearing accounts
• Tiered interest rate
• Unlimited check writing
•
ATM/Debit Cards
Premier Classic Checking
If you have enjoyed life for 55 years or more then this account is for you!
• $1,000 minimum to avoid monthly fee or
• $25,000 balance in combined deposit accounts
• Free checks for life
• Interest bearing account with tiered interest rate
• Unlimited check writing
• ATM/Debit card
• 50% discount on gift & travel card fee
• Eligible for the surprise of the month!
Money Market
• $2,500 minimum balance to avoid monthly fee
• $10,000 minimum balance receive a better rate
Savings & CDs
Ben Franklin said it first, “The only real saver is a regular saver.” You are never too young to start saving. Whether you would like to begin earning interest on your hard earned money or catch a head start on saving for the holiday season, Choice Bank has an account that fits your lifestyle. 
Choice Savings
• $100 minimum to avoid monthly fee
• Interest bearing account
• ATM/Debit cards www.atmaccess.net
Choice Young Savers
• Interest bearing account
• No minimum Balance
• No Monthly fees
Choice Holiday Club
• Interest bearing account
• Save Money for the holiday season
• Checks issued in November
Choice Circle (Learn More)
Certificate of Deposit Rewards Program
•Every fourth Certificate of Deposit you open or renew will receive a .15% Rate Increase*
•Have the opportunity to increase your rate on every other CD you open or renew
* see the Choice Circle page for full disclosures
Access multi-million-dollar FDIC insurance!
At Choice Bank, you can access multi-million dollar FDIC insurance coverage through CDARS®, Certificate of Deposit Account Registry Service®.*
Watch how CDARS® can work for you!
View the "How CDARS Works Video"
Quicktime version
Windows Media version
*Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit PLacement Agreement with Choice Bank. The agreement contains important information and conditions regarding the placement of funds by Choice Bank.
CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
Personal Banking Glossary
 Re-order checks online
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